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Clear, evidence-based guides on Debt Yield Calculator — calculation formulas, worked examples, and the science behind the numbers. Everything you need to read your results with confidence.

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38 posts found

Sep 21, 2026cap rate california

California Cap Rates (2026): CRE Benchmarks & Sizing

Benchmark 2026 California commercial cap rates across Los Angeles, Bay Area, and San Diego. Master Prop 13 tax recasting and debt yield constraints.

Sep 21, 2026cap rate by state

Commercial Cap Rates by State (2026): CRE Benchmarks

Comprehensive 2026 commercial cap rates by state across California, Texas, Florida, and the Midwest. Benchmark yields, tax rules, and debt sizing.

Sep 20, 2026positive leverage

Positive vs Negative Leverage: Formula & CRE Guide

Learn how cap rates and loan constants dictate positive vs negative leverage in commercial real estate, with cash-on-cash formulas and worked examples.

Jul 19, 2026DSCR

DSCR Formula Explained (2026): Calculation, Excel & Sizing

The DSCR formula is NOI divided by annual debt service. Learn how to calculate DSCR by hand, in Excel, and how lenders size commercial mortgages.

Jul 15, 2026refinancing risk

Bridge-to-Permanent Refinancing: Mitigating Exit Underwriting Risk

Model a bridge refinance using income, DY, DSCR, LTV, payoff and costs, with a clear funding-gap calculation.

Jul 15, 2026replacement reserves

Replacement Reserves vs CapEx: CRE Underwriting Guide

Replacement reserves vs CapEx: distinguish operating NOI from lender net cash flow, avoid double deductions, and calculate the effect on CRE loan proceeds.

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