Lender-Style Logic
Our calculators follow the same formulas lenders use for preliminary CRE underwriting — debt yield, DSCR, LTV, and cap rate — for educational screening.
Debt Yield Calculator is an independent educational resource for borrowers, brokers, analysts, and investors who want to understand how lenders size commercial real estate debt.

We are a dedicated team of commercial real estate professionals, software engineers, and financial analysts. Driven by a shared frustration with opaque lender calculations and clunky spreadsheets, we formed Debt Yield Calculator to bring clarity and modern tools to the commercial real estate sector.
Debt Yield Calculator started as a simple internal tool to help our team quickly underwrite deals without needing to open complex financial models. As we shared our calculators with industry peers, we saw clear demand for fast, transparent, browser-based CRE tools that show their work. Today we publish those calculators and guides free for anyone sizing commercial real estate debt.
We publish free, premium-grade calculators and comprehensive guides for core commercial real estate metrics, including debt yield, DSCR, LTV, cap rate, NOI, commercial mortgage payments, and maximum loan amount.
Our mission is to make these formulas visible, reusable, and easier to compare before a deal ever reaches a lender’s desk.
Debt Yield Calculator is proudly developed and maintained by FinTech CRE Solutions LLC, a software company dedicated to building next-generation infrastructure for commercial real estate finance.
Our calculators follow the same formulas lenders use for preliminary CRE underwriting — debt yield, DSCR, LTV, and cap rate — for educational screening.
Every calculator page shows the exact formula, examples, and the assumptions driving the output.
Calculator inputs run strictly in your browser. No financial data is sent to our servers.
We clearly state that results are strictly estimates and not formal lending, legal, tax, valuation, or investment advice.
We welcome feedback, bug reports, and feature requests. Reach out through our Contact Page.
Calculator methodology and guide explanations are reviewed by Edwin Toe, focused on formula logic, lender terminology, example math, and practical limitations.
Learn more on the authors profile, the methodology page, and the editorial policy.