CRE underwriting workspace

Commercial Real Estate Calculators

Screen income, leverage, payment coverage, valuation, and max proceeds from one calculator library.

Typical lender workflow

Debt Yield Calculator

Measure NOI against loan amount and estimate the max loan supported by a lender debt-yield floor.

Free DSCR calculator for CRE loans. Calculate debt service coverage, annual debt service, max loan amount, monthly payment, and loan constant.

Free commercial loan-to-value calculator. Calculate LTV, maximum loan amount, equity required, and lender leverage cushion.

Free commercial real estate cap rate calculator. Calculate cap rate from NOI and value, compare implied values, LTV, and debt yield.

Size a commercial real estate loan across DSCR, LTV, and debt yield. Find the binding constraint and maximum loan amount.

Calculate CMBS debt yield, maximum loan amount, and whether a commercial mortgage clears a 10% debt-yield screen.

Calculate multifamily DSCR, annual debt service, loan constant, and maximum loan amount from NOI and loan terms.

Estimate commercial mortgage monthly payment, annual debt service, loan constant, and total payments during the loan term.

Calculate net operating income from gross income, vacancy, other income, operating expenses, and reserves.

Calculate maximum commercial mortgage proceeds from NOI, debt yield, DSCR, LTV, value, rate, and amortization.

Calculate commercial loan-to-cost, total cost basis, and equity required for value-add and construction properties.

Calculate commercial real estate cash-on-cash return, pre-tax cash flow, and total equity invested.

Metric map

Commercial lenders usually compare income, value, and payment tests before deciding final proceeds.

Metric	Category	Role
NOI	Income & Value	Feeds DSCR, debt yield, cap rate, and max loan
DSCR	Credit	Tests payment coverage from NOI and annual debt service
LTV	Leverage	Tests loan amount against property value
Debt Yield	Credit	Tests NOI against loan balance without loan terms
Max Loan	Loan Sizing	Finds the lowest supported proceeds limit